Mortgages in Las Vegas, NV
Welcome to the official site of Merit Lending. We are a full-service mortgage company based in Las Vegas, NV. We specialize in home loans and refinancing in Las Vegas. We also serve the surrounding cities in Clark County. Whether you are buying a home or refinancing in any of these zip codes: 89129, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
Contact Merit Lending today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
A condo refi is similar to refinancing any other home. The lender will look at your income, assets, and credit to ascertain your qualification. Plus, the condo will also be appraised to determine the property value. However, since there are more variables when refinancing a condo, such as...
A home inspection alerts you to any immediate repair concerns plus gives you an idea of what it may cost to maintain the home in good condition. Let's take a closer look at the home inspection process so you know what to expect, and what the inspection does and does not include...
You don't need to put a minimum of 20% down on a new home. That's the upside. The downside is that you'll need to pay mortgage insurance if your down payment is less than 20%. Read this post to learn the factors that determine if and when you can get rid of your mortgage insurance. What...
Renovations make your home more enjoyable. Plus, if you do them right, they may even increase your home's value. This comes in handy if you plan on selling your home in the future. But watch out! While some remodeling projects add value to your home, others do little to increase it and may even...